THE ACADEMIC IMPROVMENT
The academic researches (Falaiye, 2002;
Hema, 2003; Afrane, 2003; Doocy, 2004)
in some developing countries confirm and
acknowledge the positive impact of
microfinance. Falaiye(2002) in his study
on the impact of micro credit on rural
Nigerian women finds that the micro
credit has positively changed the clients’
self-esteem and confidence, leadership
abilities and decision-making process;
contributing to their household’s wellbeing
and increasingly seeking out solutions
to their own problems and the community.
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